Free Credit Reports Available Soon - Update - Law Store - Nolo: "If you'd like to see a copy of your credit report, it's about to get much easier and cheaper. The Federal Trade Commission (FTC) has approved a rule that will allow consumers to receive a free copy of their credit report from each of the major credit reporting agencies every twelve months. (While some states already mandate that credit reports be provided free of charge, consumers in most states have, up to now, had to pay a nominal fee, usually $8 - $9, for the report.) If you stagger your requests to the different agencies, you can actually get three credit reports over the course of a year."